Feeling pressure at checkout? Groceries, gas, and rent are getting more expensive, and many Canadians are searching for relief.
Good news is, Starting July 2025, the HST/GST credit has increase by 2.7%, helping low- and modest-income households stretch their budgets. This tax free quarterly payment can put hundreds of extra dollars into your pocket each year.
What is HST/GST Credit in Canada
The HST/GST credit is a quarterly benefit payment from the Canada Revenue Agency (CRA). It’s designed to help Canadians offset the goods and services tax (GST) and harmonized sales tax (HST) they pay on everyday purchases.
This credit is tax-free and based on your adjusted family net income, marital status, and number of children. It may also include extra amounts from provincial or territorial programs.
Who New HST Credit Update Helps
- Low-income individuals
- Families with children
- Newcomers to Canada
- Seniors on fixed incomes
The CRA automatically considers you when you file your tax return.
What is New in 2025 HST/GST Credit Increase?
Every year, the CRA adjusts federal tax benefits based on inflation. For 2025, the CRA HST credit will rise by 2.7%, starting with the July 2025 GST HST payment.
While this increase is lower than 2024’s 4.7%, it still brings welcome support for millions across the country.
New Maximum HST Credit Amounts (2025):
- Single adult: Up to $349 (was $340)
- Each child: Up to $184 (was $179)
- Couples: Up to $698 (combined)
- Single supplement: Up to $18
HST Credit Increase Example Scenarios:
- A family of four may receive up to $1,066 yearly ($266.50 quarterly).
- A single parent with one child might get up to $533 per year.
This increase means more money in your bank account each quarter, especially helpful during tough times.
2025 HST/GST Income Limits: Who Qualifies?
Eligibility for the GST credit in Canada depends on your adjusted family net income (AFNI). These thresholds will also rise in 2025:
- Phase-in threshold (for single supplement): $11,337
- Phase-out threshold (where credit starts to decrease): $45,521
If your income exceeds the phase-out amount, your credit will reduce. If it’s too high, you may not qualify at all.
Always make sure your tax return reflects accurate income to get the right payment.
Eligibility Rules for GST/HST Credit 2025
To qualify, you must:
- Be a Canadian resident for tax purposes in the month before and during the month of payment.
- Be 19 or older, OR
- Have a spouse/common-law partner, OR
- Be a parent living with your child.
Newcomers, including international students, refugees, and work permit holders, may also qualify if they file the proper forms.
Not Eligible?
You may not qualify if:
- You didn’t file your 2024 tax return.
- Your income is above the maximum threshold.
- You’re not a resident for tax purposes.
- You’re in prison for 90+ days.
- You are a diplomat or foreign official.
GST and HST Payment Dates for 2025-2026
The CRA benefit payment schedule issues quarterly GST HST payments on the 5th of the month (or the Friday before, if the 5th is a weekend):
- July 4, 2025 (first increased payment)
- October 3, 2025
- January 5, 2026
- April 3, 2026
Missed a payment? Wait 10 business days before contacting the CRA.
How to Apply for HST/GST Credit in 2025
Most Canadians don’t need to apply, just file tax return (even if you have no income).
Newcomers must apply manually:
- Without children: Submit Form RC151.
- With children: Submit Form RC66 and RC66SCH.
Apply online through CRA MyAccount or by mail. This ensures your CRA benefit payment increase is processed without delay.
Tips to Make Sure You Get Paid
Here’s how to avoid missing out on your CRA GST payment update:
- File your tax return on time.
- Update marital status, child info, and banking details with CRA.
- Set up CRA direct deposit for faster payments.
- Monitor your CRA MyAccount to track your payments and status.
Even one small change, like a new baby or address, can affect your eligibility or payment amount.
Did not Get GST Credit? Here’s What to Do
If you believe you qualify but haven’t received a payment:
- Check CRA MyAccount for status.
- Confirm your 2024 taxes are filed.
- Make sure banking details are current.
- Call the CRA at 1-800-387-1193 if the issue remains unresolved.
Sometimes missing a step can delay your payment, but it’s usually easy to fix.
How Much Could You Receive?
Curious what your household could get from the new GST HST benefit amounts?
Use CRA HST/GST credit calculator or try this quick estimate:
- Single adult: $349
- Couple: $698
- Per child: $184
Family of four (2 parents, 2 kids) can receive up to $1,066 annually. That’s money that can go toward rent, food, or school supplies.
Need Help Filing HST/GS? Contact Us
Filing your taxes accurately is essential if you want to receive the GST/HST credit without delays. Even a small error can affect your eligibility or reduce your payment amount.
If you’re unsure about how to file, especially as a newcomer or self-employed individual, professional help can save you time and stress.
Why File with a Professional?
- Ensure accurate income reporting
- Avoid missed credits or deductions
- Get help understanding federal vs provincial tax benefits
- Stay compliant with the CRA filing requirements
Whether you’re filing for personal or business taxes, Bestax can help. Their team offers reliable and professional tax filing services tailored to your needs.
Services Include:
- GST/HST return filing
- Tax return reviews
- CRA account assistance
- Advice for newcomers, students, and self-employed workers
Don’t miss out on your GST/HST credit, get expert help.
Quick FAQs
How much is the new GST/HST credit in Canada for 2025?
For 2025, single individuals can receive up to $349. Couples can get up to $698 combined, and each child adds up to $184. A family of four may get up to $1,066 per year.
Who qualifies for the GST/HST credit in 2025?
You qualify if you’re a Canadian resident for tax purposes, are 19 or older, or meet certain conditions if under 19. Your income must be below the CRA limits, and you must file your taxes.
When is the next GST/HST credit payment date?
The next payment is on July 4, 2025. Other payment dates are October 3, 2025, January 5, 2026, and April 3, 2026.
How do I know if I’m eligible for the GST/HST increase?
Check your eligibility by logging into your CRA MyAccount. You must have filed your 2024 tax return, and your income should be below the 2025 income thresholds.
Will the GST/HST credit affect my tax return?
No, the GST/HST credit is a tax-free benefit. It does not count as income and won’t affect your tax return.
How to apply for the GST/HST credit in Canada?
Most people are automatically considered when they file their tax return. Newcomers need to complete specific CRA forms like RC151 or RC66 and submit them.
What is the CRA income limit for GST credit in 2025?
The phase-out threshold starts at $45,521. If your adjusted family net income is higher than this, your credit will reduce and may reach zero.
Do you need to file taxes to get the GST/HST credit?
Filing your tax return is required even if you have no income. The CRA uses your tax return to calculate your GST/HST credit.
What changed in the GST/HST credit payment for July 2025?
Starting July 2025, the credit increased by 2.7% to help with inflation. This means higher payments for eligible Canadians based on their 2024 income.
Disclaimer: The information provided in this blog is for general informational purposes only. It is not legal advice and should not be relied on as such.
